Punjab and Sind Bank Recruitment 2025: Exciting Opportunity for 30 MSME Relationship Managers!

Punjab and Sind Bank Recruitment 2025: Exciting Opportunity for 30 MSME Relationship Managers!

Are you looking for a rewarding career in the banking sector? Punjab and Sind Bank (PSB), a premier public sector bank, has announced a significant recruitment drive for 2025, inviting applications for the position of MSME Relationship Managers. This is a fantastic chance for dynamic and experienced professionals to contribute to the growth of the Micro, Small, and Medium Enterprises (MSME) sector while advancing their careers.

With 30 vacancies available, this recruitment aims to onboard skilled individuals who can foster strong relationships with MSME clients and drive business growth. Read on for all the essential details about this exciting opportunity!


About Punjab and Sind Bank


Punjab and Sind Bank, with its rich legacy and commitment to national development, has been a trusted financial partner for millions. Known for its customer-centric approach and robust banking solutions, PSB plays a vital role in supporting various sectors of the Indian economy, especially the crucial MSME segment.


PSB MSME Relationship Manager Recruitment 2025: Overview


Here's a quick look at the key details of the recruitment:


  • Recruitment Authority: Punjab and Sind Bank (PSB)
  • Post Name: MSME Relationship Manager
  • Total Vacancies: 30
  • Job Type: Contractual
  • Application Mode: Online
  • Official Website: punjabandsindbank.co.in
  • Recruitment Portal: recruitmentpsb.co.in

Mark Your Calendars: Important Dates


Don't miss out! Keep these crucial dates in mind:

  • Online Application Start Date: May 29, 2025
  • Online Application End Date: June 18, 2025
  • Last Date for Editing Application Details: June 18, 2025
  • Last Date for Online Fee Payment: June 18, 2025
  • Exam/Interview Date: To be notified later

Vacancy Details: MSME Relationship Manager

  • Post: MSME Relationship Manager
  • Number of Vacancies: 30
    • SC: 4
    • ST: 2
    • OBC: 8
    • EWS: 3
    • UR (Unreserved): 13
    • PwBD (Persons with Benchmark Disabilities - OC category): 1 (Horizontal reservation)

(The number of vacancies is provisional and may vary according to the actual requirements of the Bank.)

Are You Eligible? Criteria for Application

Candidates must ensure they meet the following eligibility criteria as of the specified cut-off dates:


1. Educational Qualification (as on cut-off date for post-qualification work experience, likely June 18, 2025):


  • Mandatory: Full-Time Regular Graduation in any discipline from a University/Institution recognized by the Govt. of India/Govt. bodies/AICTE.
  • Preferred: Full-Time MBA (Marketing or Finance).

2. Experience (as on cut-off date for post-qualification work experience, likely June 18, 2025):


  • Mandatory: Minimum 3 years of experience as a Relationship Manager in MSME Banking with any Bank/NBFC/Financial Institution in India.

3. Age Limit (as on May 1, 2025):


  • Minimum Age: 25 years
  • Maximum Age: 33 years
    • (A candidate must have been born not earlier than May 2, 1992, and not later than May 1, 2000, both dates inclusive).
  • Age Relaxation: Applicable for reserved categories (SC/ST/OBC) as per Government of India guidelines.


4. Nationality:


  • A Citizen of India, or
  • A subject of Nepal, or
  • A subject of Bhutan, or
  • A Tibetan Refugee who came over to India before January 1, 1962, with the intention of permanently settling in India, or
  • A person of Indian origin who has migrated from Pakistan,4 Burma, Sri Lanka, East African countries of Kenya, Uganda, the United Republic of Tanzania (formerly Tanganyika and Zanzibar), Zambia, Malawi, Zaire, Ethiopia and Vietnam with the intention of permanently settling in India. (Provided that a candidate belonging to categories (ii), (iii), (iv) & (v) above shall be a person in whose favour a certificate of eligibility has been issued by the Government of India.)


5. Physical Requirements:


  • While specific physical requirements are not explicitly detailed for this managerial role, candidates are expected to be medically fit to perform the duties associated with the position. PwBD candidates are eligible for one vacancy under the OC (Orthopedically Challenged) category, subject to suitability.


Salary and Emoluments


  • The compensation and related terms & conditions for the MSME Relationship Manager position will be negotiated/finalized depending upon the suitability of the candidate.
  • The job is on a contractual basis.


The Selection Journey: How You'll Be Chosen


The selection process for the MSME Relationship Manager posts will typically involve:

  1. Screening of Applications: Initial shortlisting based on eligibility criteria.
  2. Written Test (if conducted): Depending on the number of applications received, the Bank may conduct a written test. The pattern, if a test is held, is likely to be:
    • Professional Knowledge: 60 Questions, 60 Marks, 60 Minutes (Medium: English & Hindi)
    • English Language: 20 Questions, 20 Marks, 15 Minutes (Medium: English)
    • General Awareness (with special reference to Banking Industry): 20 Questions, 20 Marks, 30 Minutes (Medium: English & Hindi)
    • Total: 100 Questions, 100 Marks, 105 Minutes.
    • There is no negative marking mentioned for the written test.
  3. Personal Interview: Shortlisted candidates (either from screening or after the written test) will be called for a Personal Interview.
  4. Document Verification: Verification of original documents will be done.
  5. Medical Examination: Standard medical fitness tests as per bank norms.

The final selection will be based on performance in the interview (and written test, if conducted).


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How to Apply: Your Step-by-Step Guide


Interested and eligible candidates can apply online through the official Punjab and Sind Bank website:

  1. Visit the Official Website: Go to punjabandsindbank.co.in.
  2. Navigate to 'Recruitment': Look for the "Recruitment" section, usually found in the footer or a prominent menu.
  3. Find the Notification: Click on the link for "ADVERTISEMENT FOR ENGAGEMENT OF MSME RELATIONSHIP MANAGERS ON CONTRACTUAL BASIS."
  4. Read the Notification Carefully: Download and thoroughly read the official notification PDF to understand all terms and conditions.
  5. Apply Online: Click on the "Apply Online" link (often directs to recruitmentpsb.co.in or an IBPS portal).
  6. New Registration: If you are a new user, click on "Click here for New Registration" and complete the basic registration.
  7. Fill the Application Form: Log in with your registration details and fill in the online application form with accurate personal, educational, and experience details.
  8. Upload Documents: Upload scanned copies of your photograph, signature, left thumb impression, and a handwritten declaration as per the specifications mentioned in the notification.5 Also, keep your resume, ID proof, age proof, and qualification & experience certificates ready in PDF format for uploading if required.
  9. Preview and Verify: Before final submission, carefully preview your application to ensure all details are correct.
  10. Pay Application Fee: Proceed to pay the application fee online.
  11. Submit Application: After successful payment, submit the application form.
  12. Print Application: Take a printout of the submitted application form and the e-receipt for your records.


Application Fee (Non-refundable, excluding GST & Gateway Charges):


  • SC/ST/PwBD Candidates: ₹100/-
  • General/EWS/OBC Candidates: ₹850/-

Payment can be made online using Debit Cards (RuPay/Visa/MasterCard/Maestro), Credit Cards, Internet Banking, IMPS, Cash Cards/Mobile Wallets.6


Key Responsibilities of an MSME Relationship Manager (General)


As an MSME Relationship Manager, your primary role will involve:

  • Acquiring new MSME clients and managing existing portfolios.
  • Understanding the financial needs of MSME businesses and offering suitable banking products and services (loans, working capital, trade finance, etc.).
  • Credit appraisal and processing of loan proposals.
  • Ensuring compliance with banking regulations and policies.
  • Monitoring account performance and managing asset quality.
  • Building and maintaining strong, long-term relationships with MSME customers.
  • Achieving business targets for the MSME segment.


Why Join Punjab and Sind Bank as an MSME Relationship Manager?


  • Contribute to a Key Sector: Play a direct role in supporting the growth and development of India's vital MSME sector.
  • Reputed Public Sector Bank: Work with an established and respected name in the Indian banking industry.
  • Professional Growth: Gain valuable experience and develop your skills in MSME banking and relationship management.
  • Networking Opportunities: Interact with a diverse range of businesses and professionals.


Frequently Asked Questions (FAQ) - PSB MSME RM Recruitment 2025



Q1: What is the last date to apply for the Punjab and Sind Bank MSME Relationship Manager recruitment 2025?

A1: The last date to submit the online application and pay the fee is June 18, 2025.

Q2: How many vacancies are available for the MSME Relationship Manager post?

A2: There are a total of 30 vacancies.

Q3: What is the mandatory educational qualification for this post?

A3: A full-time regular Graduation in any discipline from a recognized University/Institution is mandatory. An MBA (Marketing or Finance) is preferred.

Q4: What is the age limit for applying?

A4: Candidates should be between 25 and 33 years of age as of May 1, 2025. Age relaxation is applicable for reserved categories.

Q5: What is the required work experience?

A5: A minimum of 3 years of experience as a Relationship Manager in MSME Banking with any Bank/NBFC/Financial Institution in India is required.

Q6: What is the selection process?

A6: The selection process typically involves screening of applications, a written test (if conducted), a personal interview, document verification, and a medical examination.

Q7: How can I apply for this recruitment?

A7: Applications must be submitted online through the official Punjab and Sind Bank website (punjabandsindbank.co.in) by navigating to the recruitment section.

Q8: Is this a permanent job?

A8: No, this recruitment is for MSME Relationship Managers on a contractual basis.

Q9: What is the application fee?

A9: The application fee is ₹100/- for SC/ST/PwBD candidates and ₹850/- for General/EWS/OBC candidates (excluding GST and gateway charges).

Gear Up for a Promising Career!

This recruitment drive by Punjab and Sind Bank offers a significant platform for banking professionals to leverage their expertise in the MSME domain. If you meet the eligibility criteria and are passionate about contributing to this sector, don't miss this opportunity.

Ensure you apply well before the deadline of June 18, 2025!

Disclaimer: This blog post is for informational purposes only, based on the official notification and other publicly available information as of May 30, 2025. Candidates are strongly advised to refer to the official Punjab and Sind Bank Recruitment Notification 2025 for complete and accurate details before applying. The Bank reserves the right to make changes to the recruitment process.


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